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2024 Buy to Let Recap: Positive Times Ahead

This year has brought significant change and development to the buy to let sector, marked by fluctuating mortgage rates and announcements of regulatory changes that will reshape how landlords operate. Let’s recap 2024 and look ahead to a brighter new year.

Landlords Seize New Investment Opportunity: Commercial to Rental Properties

According to new research, the number of commercial to residential change-of-use applications has surged in the last two years. Why have landlords taken up this opportunity, and how can you incorporate this into your own portfolio plans?

Webinar - Navigating Labour's strong>Renters' Rights Bill

The Renters' Rights Bill is coming, and with it, some fundamental changes to the PRS. For landlords and industry experts looking to overcome the challenges the Bill brings, this expert discussion is a must watch!

The Top Six Misconceptions about Limited Company Buy to Let Mortgages

Limited Company buy to let mortgages are increasingly popular for landlords due to the many benefits the investment structure offers. However, there are still many myths about Limited Companies that need debunking.

If Base Rate Has Come Down, Why Are Mortgage Rates Increasing?

Despite the recent Bank of England Base Rate reduction, many mortgage lenders are increasing product pricing. What’s causing mortgage rates to rise?

5 Ways to Use Bridging Finance in Your Buy to Let Portfolio (And Why)

How can bridging finance boost your buy to let portfolio? Here, we look at how you can use bridging finance to maximise your profits.

Urgent Remortgage and Capital Raise for Portfolio Landlord in Under 10 Days

Facing a looming ERC date, our Limited Company portfolio landlord client needed to remortgage and capital raise one of his properties. Discover how we quickly secured a competitive mortgage offer in under 10 days.

Back-to-Basics: Your Guide to Bridging Finance

What is bridging finance, and how much does it cost? In this guide, we take it back to basics and look at how to use bridging finance to boost your property portfolio.

Why Landlords Are Holding Off on Remortgaging

As some landlords delay refinance plans while waiting for mortgage rates to come down, we examine the savings you’re missing out on by not remortgaging.

Successful Commercial Product Transfer to Reduce Mortgage Payments Despite Director Challenges

Our commercial investor client wanted to lower their rising mortgage payments. Despite initial challenges with lenders due to changes in company ownership, MFB successfully secured competitive commercial terms through effective negotiation and clear financial documentation.

Navigating Income Challenges for Interest-Only Mortgage Home Purchase

Find out how we successfully navigated complex income sources and lender criteria for our clients seeking an interest-only mortgage for a new home purchase.

BREAKING: Second Base Rate Cut for 2024

Today, the Bank of England has decreased the Base Rate by 0.25%. What does this decision mean for mortgage rates?

Tackling the Stamp Duty Surcharge: What are your options?

Given the surprise Stamp Duty announcement in last week’s budget, we’re looking at how you can mitigate the new higher charge and how your landlord peers have reacted.

First-Time Homebuyers Succeed with Expert Guidance: A Smooth Transition into Property Ownership

Read on to find out how our first-time homebuyers navigated the property market with our expert guidance and support, allowing them to secure a competitive 5-year fixed rate and complete the purchase in just 7 weeks.

Labour’s ‘Painful’ Autumn Statement: Your Key Takeaways

From Stamp Duty to Capital Gains Tax, Rachel Reeves’ first Budget delivered some controversial changes. Read our full analysis below for what this means for landlords and property investors.

First-Time Buyer Purchases Dream Home from Landlord With No Deposit

Discover how our first-time buyer client purchased her dream semi-detached home from her landlord with no deposit.

FAQs: Is there such a thing as mortgages for businesses?

What mortgage options are available for commercial properties? And how can you finance one? Here, we answer the top FAQs on commercial investment mortgages.

Boost Your Property Portfolio with Refurb-to-Let

What is refurb-to-let, and how can you use it for your refurbishment project? Below, we look at the top FAQs for landlords considering this property investment opportunity.

Why Labour’s Capital Gains Tax Plans are Important for Landlords

Labour’s October Budget has already established itself as a point of contention. With a rumoured rise in Capital Gains Tax, here’s how landlords can prepare.

The Fallout from the Renters’ Rights Bill: What to expect

Peter Littlewood, co-founder of iHowz landlord association, discusses what we can expect from the Renter’s Rights Bill following its second reading, and how landlords can best prepare.

UK Rental Market Snapshot

With the upcoming Autumn Budget just weeks away, we’re looking at how the buy to let market is currently performing to give you a better picture of the current state of the PRS.

How to Finance Semi-Commercial Property

With fantastic rental yields and savings on Stamp Duty, semi-commercial property is a great investment opportunity for experienced landlords. How do mortgages on these properties work, and what will lenders look for on your application?

120% LTV Refurbishment Project Converting Two Derelict Flats into a Family Home

Discover how we helped an experienced portfolio landlord with no cash deposit successfully secure a £685,000 loan at 120% LTV to convert two leasehold flats into a family home in a sought-after tourist area.

Labour’s PRS Tax Plans Ahead of October Budget

What will be included in Labour’s Autumn Statement at the end of this month? From tax hikes to tax cuts, here’s what’s in store for landlords.

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