Get clarity. Calculate your mortgage repayments.

Use our quick and easy-to-use calculator to see what your monthly mortgage repayments will be.

Quickly calculate your monthly mortgage repayments

Work out how much your monthly repayments will be with our free mortgage repayment calculator. Simply enter the loan amount, mortgage term, interest rate and repayment type (interest-only or capital and interest) for an immediate answer.

Mortgage Repayment Calculator

Enter a few details and get an indication of what your monthly mortgage costs could be.

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Frequently asked mortgage repayments questions…

What can I use the mortgage repayment calculator for?

You can use our mortgage repayment calculator to:

Check how much your monthly repayments might be
Check how interest rate or mortgage term length changes impact repayments
Check the difference between interest-only and capital repayments

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What is a capital repayment mortgage?

Capital and interest mortgages, or capital repayment mortgages, are where you pay off both the capital amount you’ve borrowed and the interest accrued over the mortgage term.

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What is an interest-only mortgage?

An interest-only mortgage is where you only pay the interest due on the amount you’ve borrowed (the capital). At the end of your mortgage term, you must repay the capital amount. You should have a plan for this before applying for an interest-only mortgage. Not all lenders allow interest-only mortgages, and those that do will have separate suitability criteria.

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